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Shoista is a hard-working woman. She was born in 1984 and she is divorced with one son. After her divorce, she moved back in with her parents. To be able to provide for herself and her son, Shoista decided to get into business. She started her business buying and selling handbags one month ago, selling at the local market. Shoista wants to increase her working capital and with that goal in mind, she has asked for a loan of $3,000 USD to buy handbags. She is awaiting your kindness.
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Шоиста трудолюбивая женщина. Она родилась в 1984 году. Она разведена и имеет одного сына. После развода она вернулась в родительский дом. Для того, чтобы прокормить себя и своего ребенка, она решила заниматься бизнесом. Шоиста один месяц назад начала свой бизнес купле продажей сумок. Она торгует на местном рынке. Шоиста хочет пополнить свой оборотный капитал и с такой целью она обратилась за займом. Она запрашивает займ на сумму 3000 долларов США для покупки сумок для пополнения оборотного капитала. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 225
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Shoista to buy bags to increase the working capital of her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2013
Dec 27, 2013
Currency Exchange Loss:
May 17, 2015