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Agnes S., a 58-year-old businesswoman is widowed with five children. Among these children, two are still in senior high school. She is a very resourceful salesperson and mother whose hard effort brings livelihood to the family.

Agnes provides for the household through the sale of used clothing and shoes. Selling of used clothing is a very big market in Ghana as brand-new clothes are too expensive for the economically active poor. Therefore the selling of used clothing has created a market for many women.

Agnes wants to use this loan to buy more bales of used clothing and shoes to increase her inventory. She believes this loan will help her save for her children's future education and also rent a store to sell her goods out of. She is a member of the group called "Nkwa Nsuo" meaning Living Waters. Members agree to guarantee for each other as social collateral to repay the loan.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,268,050
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Agnes to buy more bales of used clothing and shoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 28, 2008
Sep 14, 2008
Currency Exchange Loss:
Jun 15, 2009