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Umedjon is a positive young man, who is 28 years old. He was born and raised in a village. Umedjon is married and has three children. He works as a teacher at a local school, but because he has a large family, the salary that he earns at the school is not enough. This is why Umedjon started his own business and hopes to expand it in order to earn enough income. He is additionally involved in animal husbandry. He has also been partnering with Arvand for a long time. He obtained his first loan to buy first livestock. Umedjon is a conscientious client, who repays his loan responsibilities timely. Umedjon says that after he started partnering with Arvand, his life changed for the better, and he thanks Arvand for the financial support. Now Umedjon wants to obtain a loan to buy livestock in order to expand his business and earn more profit. He hopes for a positive result and thanks Arvand in advance for the support.
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Умедчон позитивный молодой человек в возрасте 28 лет. Он родился и вырос в кишлаке. Умедчон женат и имеет троих детей. Сам он работает учителем в местной школе. Но так как он имеет большую семью, одной заработной платы, которую он получает в школе, недостаточно. Поэтому Умедчон начал свой маленький бизнес и надеется его расширить, чтобы получать достаточный доход. Он дополнительно занимается животноводством. Он также сотрудничает с Арванд уже давно, первый свой кредит он взял на покупку первого скота. Умедчон является добросовестным клиентом, который своевременно выплачивает свои обязательства по кредиту. Умедчон рассказывает, что после того, как он начал сотрудничество с Арванд, его жизнь изменилась в лучшую сторону и он благодарит Арванд за финансовую поддержку. Сейчас Умедчон хочет взять кредит на покупку скота, чтобы расширить свой бизнес и получать больше прибыли. Он надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Umedjon to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 26, 2013
Currency Exchange Loss:
Dec 17, 2014