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San Jose Group
In this Group: Vilma, Laura, Eva, Fabiola, Teodolina, Mercedes, Matilde, Lorena, Lorenza, Maria, Sotera, Rosana, Justina, Leonarda, Maria, Mercedes*, Catalina, Cristiani
* not pictured
San Jose is in the third cycle of the women’s communal bank program. All the women in the program hope to be able to help their families. Through the program, they hope to be able to do better and to help their families and loved ones. The women also form part of the program to eliminate poverty. Mrs. Vilma showed a level of poverty within level one in her survey, which means she has low income and has to work hard.

Mrs. Vilma is trying to improve her means of work which consists of selling various clothing. She sells it herself as a street vendor. This work provides the income to give her family a better future.

Mrs. Vilma is requesting this loan to be able to buy clothing, especially summer clothing, so she will be able to have more stock and continue her sales.
View original language description ↓
San Jose están en el 3er ciclo del programa de comité de mujeres, donde todas tienen la esperanza de poder ayudar a sus familias y por medio de ello poder superarse y ayudar a sus familias y sus seres queridos, ellas también forman parte del programa de eliminación de la pobreza, donde la Sra. Vilma, quien en su encuesta mostró un nivel de pobreza dentro del nivel uno, es decir con ingresos bajos, por lo que debe esforzarse un poco más.
Está tratando de mejorar por medio de su trabajo, que consiste en la venta de prendas variadas que ella misma vende de manera ambulante, y por medio de ese trabajo tiene los ingresos para procurar dar a su familia un futuro mejor.
Pide este préstamo para poder invertirlo en la compra de prendas, en especial de verano, ya que así podrá surtirse, a la vez que sigue con sus ventas.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 71
    View loans »
    Paraguay Loans Fundraising
  • $35,099,950
    Funds lent in using Kiva
  • 4,566.2
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Jose Group's $3,350 loan helped a member to buy summer clothing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 28, 2013
Currency Exchange Loss:
Jun 17, 2014