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Espiranza is 31 years of age and married to Warmer. The couple is thankful because they had been blessed with two school-aged children. To raise them, Espiranza is engaged in selling home products in the market of Centro 1, San Guillermo. She has been in this kind of business for almost seven years and earns about a net income of PHP 300 to PHP 500 a day. Espiranza wants to avail a loan amounting to PHP 18,000 to buy new items of home products such as kitchen supplies, slippers and clothes to sell and expand her product offering. She hopes to grow her business and improve her living situation someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 348
    View loans »
    Philippines Loans Fundraising
  • $66,038,225
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Espiranza to buy new items of home products such as kitchen supplies and slippers to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 26, 2013
Currency Exchange Loss:
Sep 19, 2014