Joan is 37 years old and married with no children. She runs a small business selling meat buns in her community and has been doing this for 1 year.
Joan has requested a loan to buy chicken, flour, garlic onions, ginger, plastic bags and salt. She joined SPBD in 2013 to gain access to capital.
With her earnings Joan will help with her family's everyday needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.