Jacinta is 40 years old and is married with 4 children. She runs a small business selling pancakes in her community and has been doing this for many years. Jacinta has requested a loan to buy flour, sugar, yeast, eggs, frying pan, and dripping oil. She joined SPBD in 2012 to gain access to capital. With her earnings, Jacinta will help with her family's everyday needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.