Naomi is a 40-year-old married woman with 2 children. She runs a business to sell sugar, flour, and noodles in her community. She has 4 years of experience with this business. Naomi requests a loan to buy snacks, soft drinks, salt, onion, flour and chicken. She plans to use her profits to help her family and her business. She has been a member of SPBD since 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.