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Maria Guadalupe
María is 32 years old and lives with her life partner and her two children who are six and one year old. She sells perfumes, creams, cheese and honey. She has been a street vendor selling in the main areas of her town for almost five years.

She is asking for this loan through FUSAI in order to invest in her business and buy as much stock for inventory that she needs in order to increase her sales and therefore her income. With the amount she has requested she will buy lotions, creams, cheese and honey. She hopes to have this funding in order to make her investment as soon as possible.
View original language description ↓
María de 32 años de edad reside junto a su compañero de vida y sus dos hijos de seis y un año de edad. Ella se dedica a la venta de perfumería, cremas, queso y miel. La venta la realiza de manera ambulante en las principales zonas de su localidad, desde hace 5 años. Solicita este crédito a FUSAI para invertir en su negocio en la compra de mayor cantidad de inventario ya que desea incrementar sus ventas y por consecuencia sus ingresos. Con el monto solicitado comprará: lociones, cremas, queso y miel, espera poder contar con este financiamiento y así poder hacer la inversión lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 567
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Guadalupe to buy lotions, creams, cheese and honey.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 28, 2013
Currency Exchange Loss:
Oct 19, 2014