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Las Maravillas Group
In this Group: Alejandra Maura, Edith Carmen, Gregoria, Misael Adelaida, Maria Luisa, Maria Elena, Eudes, Jesus Constantino

Update on Las Maravillas Group

The “Las Maravillas” communal bank is made up of eight members who are ready to continue working well. Gregoria is a widow, with five children, two of whom are still dependent on her. She sells vegetables door to door. At 49 years old she has been able to improve her economic situation. Her last loan was used to buy vegetables to offer to her customers. Her main desire is to have her own sales location to sell her vegetables.

The “Las Maravillas” communal bank members are grateful to the people who make this loan possible and allow them to progress. Gregoria is sitting in the photo, the first person on the left side, wearing a black shirt.
View original language description ↓
La Alcancía Comunal “Las Maravillas” está conformada por 08 socios dispuestos a seguir trabajando bien. Gregoria es viuda y tiene 05 hijos, 02 de ellos aún dependientes. Ella se dedica a la venta de verduras la cual lo realiza ambulatoriamente. A sus 49 años Gregoria ha logrado mejorar su situación económica. Su último crédito lo destinó para la compra de verduras y de esta manera tener que ofrecer a sus clientes. Su mayor deseo es de tener su propio local donde pueda ofrecer sus verduras. El grupo “Las Maravillas” agradece a las personas que hicieron posible éste crédito ya que hace posible su progreso. Gregoria se encuentra sentada, es la primera del lado izquierdo y viste polo color negro.

Previous Loan Details

The Communal Bank “Las Maravillas” consists of eleven enthusiastic and determined members who dedicate themselves to their small businesses. They have been working with EDAPROSPO – Prosperidad for eight months. Marcia is a member of this Communal Bank and serves as its president. She is 26 ... More from Las Maravillas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Maravillas Group's $3,025 loan helped a member to buy vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 28, 2013
Currency Exchange Loss:
Jul 17, 2014