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Mayela Melissa

Update on Mayela Melissa

Mayela is married with two young children. She works for a private company. Her husband is a businessman who owns a drink company. For many years they have struggled to finish building their home, which has been made a little impossible for different situations they have lived with, such as sicknesses of their children.

The loan she is requesting is for purchasing materials, cement, metal roofing, and sand to carry out repairs and modifications. She is thankful for the support that Kiva and AFODENIC have provided.
View original language description ↓
La señora Mayela, casada madre de dos niños en edades escolares,labora para una empresa privada, su esposo es comerciante posee una agencia de refrescos, desde hace varios años han luchado por terminar de construir su vivienda pero se les ha hecho un poco imposible por las diferentes situciones que han vivido, enfermedades de los niños, el credito lo solita para la compra de materiales, cemento, zinc, arena. para realizar reparaciones y modificaciones, Agradece el apoyo que Kiva y Afodenic le han brindado.

Previous Loan Details

Mayela lives in the municipality of Ticuantepe with her husband who has his own business. She works in a private business and together they share the household and their two children's expenses. Mayela has struggled for many years to finish her house but her difficulty has been that she does not ... More from Mayela Melissa's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Mayela Melissa to buy construction materials.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Dec 27, 2013
Currency Exchange Loss:
Oct 17, 2014
This photo was used before for a previous loan for Mayela Melissa. It was first posted on Kiva on Jan, 2013. Learn More