A loan of $600 helped to start trading in clothing.

Liana's story

Liana is a 34-year-old woman, who lives with her parents in the village of Melauri, in Samtredia district. Her father is a driver in cleaning services and he generates GEL 280 monthly. Liana's mother gets a disability pension from the local government.

As it becomes harder to earn a living on this income, Liana decided to start her own activity, in particular, to start trading in men's and women's clothing.

Liana couldn’t receive a loan from the local financial institutions because of their requirements to have business experience or stable revenue, until the Start Up program began, which is a joint initiative between Kiva and Credo. The program allows rural poor, like Liana, a chance to start or re-start a business.

Liana requested a loan of GEL 1,000 to purchase products at wholesale prices and then resell them among her friends and villagers. This will give her a chance to earn income and become financially independent. Thanks to the Start Up program, Liana will be able to make savings and provide a better future for her parents.

Loan details

Lenders and lending teams

Loan details