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Gulsyina is 32 years old and she is married with one son. She has a high school education and she raises livestock as the main source of income for her family. She started this business three years ago with the purchase of livestock for 10,000 som KGS. Thanks to her hard work, Gulsyina now has two dairy cows and ten sheep on her farm. Her monthly income is 10,000 som (KGS). With the goal of developing her business further, Gulsyina has turned to the microfinance bank "Bai-Tushum and Partners" for a loan to buy cows to increase her head of livestock. She plans to use the income from the loan to further increase her head of livestock, as well as to save up money for her son's education.
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Гулсыйне 32 года, замужем, вместе с супругом воспитывают 1 сына. У Гулсыйны - среднее образование, в качестве основного дохода для своей семьи Гулсыйна занимается животноводством, стартовав 3 года назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Гулсыйны, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 10 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулсыйна обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Гулсыйна планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,011,950
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Gulsyina to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 26, 2013
Currency Exchange Loss:
Jan 18, 2015