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Safarbek is a resident of the region of Yavan, and is starting a new business in the purchase and selling of cattle. He has given all of his effort to start this business - near Safarbek's home he has built a barn and feeding troughs, and now all that is left is to purchase cattle. He is asking for a loan to accomplish this because he lacks personal savings. With money from the loan, Safarbek plans to buy 4 head of cattle. Up until now, Safarbek worked in gardening. He has a plot of land on which grow apple trees, and wants to combine gardening and animal husbandry. According to Safarbek, gardening is seasonal work, and he is starting his new business so that he can be working constantly.
View original language description ↓
Сафарбек - житель района Яван - начинает новый бизнес. Он собирается заняться куплей и продажей крупнорогатого скота. Для ведения данного бизнеса он создал все условия. При дворе дома Сафарбек построил коровник, запасся кормом для скота, и теперь осталось только закупить скот. Для осуществления данного намерения он просит кредит, так как его сбережения не хватает. На сумму кредита Сафарбек собирается купить 4 голов крупнорогатого скота.
К тому же Сафарбек является садоводом. У него имеется участок земли, где растут яблони. Он будет совмещать садоводство с животноводством. По словам Сафарбека, работа садовода сезонная и поэтому он начинает новый бизнес чтобы обеспечить себя постоянной работой.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Safarbek to purchase 4 head of cattle.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 19, 2013
Dec 26, 2013
Currency Exchange Loss:
Feb 24, 2014