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Shaheen, age 41, operates a beauty parlor. She has been engaged in her business for many years and offers such services as makeup, hair styling, and facials. She has gained many regular customers over the years and earns enough to supplement her husband's income and help sustain her family's needs.

Shaheen hopes to attract more regular customers to her business. To achieve this goal, she requires larger quantities of hair care products, skin products, bleaching agents, and whitening creams to stock in her parlor. She has therefore applied for a loan in the amount of Rs. 40,000 through Kashf Foundation. She is in her fourth loan cycle and has a good repayment history.

She is very experienced in her profession and is confident that her business will move in a positive direction as a result of this loan investment.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 105.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shaheen hair care products, skin products, bleaching agents, and whitening creams for her beauty parlor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Dec 26, 2013
Currency Exchange Loss:
Jan 17, 2015