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Update on Yawavi

Yawavi is 38 years old. She is married to a refrigerator technician and they have children.

Yawavi has been working as a trader since 2007. She sells beauty products and cloth pagnes to all customers at the market. She buys her products in Lomé and works alone. At the moment, her main difficulty is ensuring a constant supply.

Yawavi has requested her fifth loan from WAGES in order to buy beauty products and cloth pagnes. She would like to reinvest in her business.

In the years to come, Yawavi would like to open a shop in the Hédzranawoé Grand Market. She says that with the profits, she would like to contribute to the wellbeing of her family.
View original language description ↓
Yawavi est une femme âgée de 38 ans. Elle est mariée à un frigoriste et mère de famille.
Yawavi travaille comme revendeuse depuis 2007. Elle vend des produits de beauté et des pagnes pour tous clients au marché. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est de la rupture de stock.
Yawavi a requis son cinquiéme crédit de WAGES afin d’acheter des produits de beauté et des pagnes. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Yawavi voudrait ouvrir une boutique au grand marché de Hédzranawoé. Elle dit qu’avec les profits, elle prévoit de participer au bien être de sa famille.

Previous Loan Details

Yawavi is a 37-year-old woman, who is married to a refrigerator repairman. She has two children who are at school; the oldest is ten, and the youngest is eight years of age. Yawavi has worked as a reseller since 2007, selling beauty products and traditional wrap-around cloth (known as “pagnes”... More from Yawavi's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,026,400
    Funds lent in using Kiva
  • 479.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD