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Faizali is a young and active resident of the Farkhor region. He is 27 years old. He is married and his wife is a housewife. Faizali has higher education in accounting. He works as an accountant at a village school.

Faizali has a cowshed in his yard. He decided to start a cattle breeding business. Faizali is interested in buying and reselling cattle. He plans to combine his work with his business. Faizali's start-up capital is 200 US dollar. This is a small sum to start such a business. Therefore he takes a loan in the amount of 1,700 US dollar.

Faizali decided to purchase four heads of cattle and 240 kg of oil cake (fodder) for his savings and the money from the loan. Faizali will fatten cattle for a period of 30-35 days and sell them at the same cattle market as where he purchased them.
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Файзали молодой и активный житель района Фархор. Ему 27 лет. Он женат, его жена домохозяйка. Файзали имеет высшее бухгалтерское образование. Он работает бухгалтером в сельской школе. У Файзали во дворе дома имеется коровник. Он решил начать животноводческий бизнес. Файзали интересуется купле-продажей крупнорогатого скота. Он планирует совмещать свою работу с бизнесом. Начальный капитал Файзали составляет 200 долларов США. Эта маленькая сумма для открытия такого бизнеса. Поэтому он берет кредит в размере 1700 долларов. На деньги сбережения и кредита он собирается купить 4 голов крупнорогатого скота и 240 килограмм жмыха. Файзали будет откармливать скот в течение 30-35 дней и продавать на том же скотном рынке, где он будет покупать их.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Faizali to purchase four heads of cattle and 240 kg of oil cake (fodder) to start a cattle breeding business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 2, 2014
Currency Exchange Loss:
Feb 17, 2015