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Ja'far is a 38 years old resident of the Jilikul region. He has higher education. He finished the International Islamic University in the city of Islamabad. He is married and is the father of a two years old son.

Ja'far has two jobs at the same time. He has a plot of irrigated land, where he and his family grow crops. He also has a service shop, where he offers his service of repairing phones and computers. Ja'far's wife and brother help him with the agricultural business. He has worked with this activity for the last seven years.

Currently, Ja'far needs to spend time on sowing winter crops. With this aim he takes a loan in order to purchase wheat seeds and mineral fertilizers. Ja'far works hard in order to save money and build his own house, as he, his wife and his son currently live in his parents' home.
View original language description ↓
Чаъфар 38-летний житель района Джиликуль. У него высшее образование. Он закончил Международный Исламский Университет города Исламабада. Он женат и является отцом 2-летнего сына. Чаъфар одновременно занимается двумя делами. Он имеет орошаемый участок земли, где со своей семьей выращивает сельскохозяйственные культуры. Еще у него есть точка обслуживания, где он предоставляет свои услуги по ремонту телефонов и компьютера. Чаъфару в ведении растениеводства помогают жена и брат. Он занимается данным делом последние 7 лет. В данный момент Чаъфару необходимо успеть провести озимый посев. Для этой цели он берет кредит, чтобы купить семена пшеницы и минеральные удобрения. Чаъфар сейчас работает усердно, чтобы накопить сбережение и построить свой дом, а сейчас он с женой и сыном живет в родительском доме.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 230
    View loans »
    Tajikistan Loans Fundraising
  • $32,069,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ja'far to purchase wheat seeds and mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 26, 2013
Currency Exchange Loss:
Mar 17, 2014