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Mr. Sam-at L. (pictured with his mother), 20, is single, and lives in a small village across Mekong River about 15 kilometers from Phnom Penh. He has six brothers and sisters. Three of them study in a local school. One sister is a silk weaver, and one brother is a worker. His parents buy recycling materials to sell in the village.

Mr. Sam-at has been a worker for many years. He works for villagers in his village and earns about $70 per month for helping his parents. He stopped his studies when he was young. His house is always flooding when heavy rains come, so he wants to level his house's foundation but lacks the money. Therefore, Sam-at is requesting a loan of $500 to purchase dirt for leveling the house's foundation and purchasing silk material for his sister's weaving.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,118.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sam-At to purchase dirt for leveling his house foundation and purchase silk material for weaving.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 29, 2008
Sep 15, 2008
Currency Exchange Loss:
Feb 15, 2010