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Xalida is a druggist. She is 54 years old, married for 32 years, with four children. Xalida’s family are IDP (Internally Displaced Persons) from Füzuli city, and now they live in Baku region. Two of Xalida's children are married and the other two children live with Xalida. One child attends 11 class and the other goes to 9 class.

As noted, Xalida is a druggist, and she has been in this business for 12 years. She needs 1,700 AZN (Azerbaijan New Manat) to improve her business and increase her monthly income. With this loan, she wants to buy more medicine. Xalida says thank you to Kiva for the loan. In the future, she wants to open a big drugstore.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 22
    View loans »
    Azerbaijan Loans Fundraising
  • $14,856,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Xalida to buy more medicine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 9, 2013
Dec 25, 2013
Currency Exchange Loss:
Nov 17, 2014