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Izatulo is 52 years old. He is currently working as a day laborer but wants to start his own business. His current income is not enough for the family's expenses, so he decided to start a profitable livestock business. Izatullo lives in Vahdat. In his yard, he has a 6 meter x 4 meter barn and cattle feed. He has $500 of startup money, and is requesting a loan of $ 1,900. With this money, he plans to buy three young bulls. Izatulo already believes in the success of the business. He has experience in raising cattle, and now he intends to use this experience in the new business. Izatulo wants to use the money he makes to improve his living conditions.
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Изатуло 52 года. Он в данный момент работает наемным рабочим, но хочет открыть свой бизнес. Тот заработок, который он зарабатывает сейчас не хватает на семейные расходы и он решил начать прибыльный животноводческий бизнес. Изатулло проживает в городе Вахдат. При дворе его дома имеется коровник размером 6х4 метров, а также корм для скота. Его начальный капитал составляет 500 долларов США и еще он просит кредит в размере 1900 долларов. На эти деньги он планирует купить трех голов молодых бычков. Изатуло уже верит в успех бизнеса. У него имеется опыт в выращивании скота и теперь он намерен использовать этот опыт в новом бизнесе. За счет прибыли Изатуло хочет улучшить условия быта.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Izatulo buy three young bulls to start a livestock business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Dec 25, 2013
Currency Exchange Loss:
Jan 17, 2015