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Karomat is a hardworking woman. She was born in 1981. She is married and has four children. Karomat is asking for a loan to start a business sewing women's clothes. She plans to sew women's clothing and curtains. She plans to open a shop in the future. She participated in the course "Bring It On" organized by the Association of Business Women, and she learned a lot of new information. She is requesting a loan of 6000 Somoni to buy a sewing machine. She is awaiting your kindness.
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Каромат трудолюбивая женщина. Она родилась в 1981 году. Она замужем и на воспитании имеет 4 детей. Каромат обратилась за займом, так как она собирается организовать свой бизнес шитьем женской одежды. Она планирует шить кроме женской одежды, занавески. Она планирует в будущем открыть свой цех. Она участвовала в курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила много новой информации для себя. Она запрашивает займ на сумму 6000 сомони для покупки швейной машинки. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 250
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Karomat buy a sewing machine to start a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Dec 25, 2013
Currency Exchange Loss:
Mar 22, 2015