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Thi Dinh Group
In this Group: Dinh, Nga , Lac, Lan , Huong
Dinh was born in 1975. She is a very hard working and active person. Dinh has three daughters. The youngest daughter is only 4 years old. One daughter is a worker and the other one studies in high school. Her husband is a carpenter with a monthly income of VND 6,000,000. Dinh earns a living as a farmer. Every month, from growing crops and vegetables, feeding poultry and pigs and babysitting children, Dinh makes 4,000,000 VND. Her family monthly income is about 12,000,000 VND. Dinh wishes that one day she may have a bigger house, be able to expand her family carpentry workshop and own a furniture shop. However, she is facing a shortage of funds for buying wood. Thus, Dinh would like to borrow 8,736,000 VND to fulfill this need. Profit from selling her husband’s product will be spent on improving Dinh’s family living condition, tuition fees for children, and upgrades to her carpentry workshop.
Dinh joined SEDA credit program in 2010; this is her fifth cycle loan. That makes her a great leader in a group of five members. The names of other members in Dinh’s group are included in the following list:
• Nga was born in 1960. She has three children. She would like to borrow VND 10,080,000 to invest in her grocery shop.
• Lac was born in 1979.She is the mother of two children. She wants to borrow VND 5,152,000 to buy wood for her family carpentry workshop.
• Lan was born in 1984. She has three children. She would love to borrow VND 5,152,000 to raise pig.
• Huong was born in 1977. She wants to borrow VND 5,152,000 to raise pig.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 75
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,093.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thi Dinh Group's $1,625 loan helped a member to buy wood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 25, 2013
Currency Exchange Loss:
Dec 17, 2014