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Kimya Group
In this Group: Madeleine, Odia, Musafiri, Willer, Panzas, Rosette, Leonnie, Felicite, Badibala, Kioma, Safari, Alya, Kahongya, Angelique, Mado, Masika, Chantal, Jonnitta
Chantal has been a merchant for 20 years and is a member of the business group "Kimya". She is a dynamic entrepreneur, 43 years old, married, and a mother of eight children who all go to school.

Chantal sells salted fish. She conducts her business in a town market. She is seeking a loan from Hekima to expand her business. She is going to buy five sacs of salted fish.

Her husband is working in a non-governmental organization in town. Chantal started her business with money she received from her husband.

In the future, she would like to build a house, and educate and feed her children.

Chantal thanks Hekima for their support of female entrepreneurs who do not qualify for banking services, especially during this time of conflict in the east of the country.
View original language description ↓
La cliente Chantal est une commerçante depuis 20 ans et membré d’un groupe d’affaires « Kimya », senior entrepreneur dynamique, âgée de 43 ans, mariée et mère de 8 enfants qui tous, étudient. Elle est vendeuse des poissons salés. Elle installe ses activités au marché de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre ses activités. Elle va acheter 5 sacs de poissons salés. Son conjoint est travaille dans une Organisation non gouvernementale Humanitaire de la ville. Elle avait commencé ses business avec de fonds reçu de son mari. Dans l’avenir, elle souhaite construire une maison, scolariser et nourrir ses enfants. Elle remercie Hekima pour le soutien, qu’elle apporte aux femmes entrepreneurs non bancables, pendant, cette période poste conflits dans la région de l’Est du Pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kimya Group's $9,850 loan helped a member to five sacs of salted fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 24, 2013
Currency Exchange Loss:
May 17, 2014