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Orif is a good family man and he has four children. He and his family live in the village of Adrasmon. Orif raises sheep which he fattens and sells. He has been in this business for 25 years and he works very hard at raising cattle because he doesn't want his family to feel any financial limitations, even though they don't have enough money. Orif keeps his cattle at his home. He fattens them up and when they are ready for sale, he sells their meat to local butchers. People use lamb to prepare traditional dishes.

This will be Orif's second loan to buy cattle. He plans to sell a large quantity of meat in the winter. He is very optimistic about this loan because people use a lot of meat in the winter with all the holidays and increased traffic in restaurants. Orif plans to use the loan to buy cattle and increase the size of his herd.
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Ориф хороший семьянин у него 4 детей. Он жвет со своей семьей в поселке Адрасман. Он разводит и после откорма продает овец. Ориф занимается этим делом в течении 25 лет, и . Он очень усердно занимается разведением скота, потому что он хочет что бы его семья не чувствовала финансовые недостатки, хотя и денежных средств в его семьи недостаточно.
Ориф держит скот на своем дворе. Он откармливает их а когда они готовы к продаже продает их мясо местным мясникам. Люди испльзуют баранину для изготовление традиционных блюд.
Это его второй кредит, на который он хочет приобрести скот. Он планирует продать мясо зимой в большом количестве. Ориф с оптимизмом смотрит на получение этого кредита, потому что зимой больше людей потребляют мясо, в связи с праздниками и увеличения клиентов в ресторанах.
На полученный кредит Ориф планирует купить скот и увеличить свое стадо.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 228
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Orif to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 24, 2013
Currency Exchange Loss:
Dec 17, 2014