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Gaffur lives in the Spitamen region and he is 49 years old. He is a very decent man. He loves nature and animals. Starting in his early childhood, he helped his parents raise cattle. Over time, he became more and more interested in cattle. When he grew up, Gaffur firmly decided to go into the cattle business, i.e. buying and selling cattle. Today, Gaffur's business is going well and is developing slowly but surely.

Gaffur would like to buy several more goats and sheep, which he will fatten over the winter and sell for a better price in the spring. However, Gaffur doesn't have the financial means to buy the cattle, so he has applied to MDO Arvand for a loan. He is very thankful to MDO Arvand for its cooperation and support.
View original language description ↓
Гаффур проживает в районе Спитамен. Ему 49 лет. Он очень добрый человек. Любит природу, животных. С ранних лет помогал родителям в выхаживание скотов. Со временем он стал более серьезно увлекаться скотами. Повзрослев Гаффор твердо решил заняться животноводством, т.е купли продажей скатов. На сегодняшней день у Гаффура дела идут хорошо, бизнес потихоньку развивается.
Гаффур хотел бы еще приобрести несколько мелко рогатых скатов для откармливания на зиму, а к весне продать их по дороже. Но Гаффуру не хватает денежных средств и он обратился в МДО "Арванд" за кредитом. Он очень благодарен МДО "Арванд" за содействие и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Gaffur to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2013
Dec 24, 2013
Currency Exchange Loss:
Nov 17, 2014