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Maria Bibiana
Maria is 26 years old, in a common-law marriage, and has three children. She lives with her husband and children in the community of Desvió de los Amarillo, part of the canton of Ventanas in the province of Los Ríos.

She belongs to the “Pequeños Agricultores” communal bank, which is located in the community of Desvió de los Amarillos, part of the canton of Ventanas. The bank is dedicated to agriculture and livestock farming.

Maria works in agriculture, sowing corn and raising farm animals such as chickens and turkeys. With this loan, she will be able to buy supplies such as fertilizers, urea, manure, and also feed for the animals. She buys her supplies on Saturdays in the market of the city of Ventanas.

She is facing challenges such as the lack of water because there is no irrigation. Her dream is to have money to continue with her work and to have a healthy life.
View original language description ↓
Maria tiene 26 años de edad de estado civil Unión Libre tiene tres hijos vive con el esposo y con los hijos en el Recinto Desvió De los Amarillo perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla PEQUEÑOS AGRICULTORES se encuentra ubicada el recinto Desvió de los Amarillos, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Maria se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y pavos. Con el crédito podrá comprar insumos como: fertilizantes, urea, abonos, además alimento para los animales balanceados.

Las compras las realiza en la ciudad de Ventanas en la feria de los sabados.

Enfrenta desafios como la falta de agua por que no hay riegos.

El sueño es tener dinero para seguir trabanjo y tener salud y vida.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Bibiana to buy fertilizers, urea, manure, and also feed for the animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 25, 2013
Dec 26, 2013
Currency Exchange Loss:
Dec 20, 2014