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Elena Antonia
Elena is 28 years old, in a common-law marriage, and has four children. She lives with her spouse and children in the city of Ventanas in the province of Los Rios. The "Pequeños Agricultores" communal bank is located in the community of Desvio de los Amarillos, in the Ventanas canton. This communal bank is dedicated to agriculture and livestock, and especially the cultivation of corn.

Elena earns a living by growing corn and raising chickens. She needs the loan to buy seeds, fertilizers, manure, as well as feed for raising and fattening chickens. With the loan, she will be able to buy the items she needs for her crops and animals. She will make the purchases in the market in Ventanas.

Elena faces challenges such as limited financial resources to invest in her business. Her dream is to have enough money to be able to buy a house, or to construct a house on some of the land given to her by her father. In her free time, Elena likes to dance.
View original language description ↓
Elena tiene 28 años de edad vive en Union Libre vive con el compañero y con cuatro hijos en la ciudad de Ventanas Provincia de Los Rios.

La ventanilla Pequeños Agricultores se encuentre ubicada en el recinto Desvio de los Amarillos perteneciente al Canton Ventanas esta ventanilla se dedica a labores Agricolas y Pecuarias en especial de a la si9ebra de maiz.

Elena se dedica a la agricultura a la siembra de maiz y arroz ademas a la crianza de pollos. El credito lo necesita para la compra de semillas, fertilizantes, abonos y balanceados para la engorde y crianza para los pollos.

Con la ayuda del credito a podido comprar las cosas necesarias para los cultivos y para los animales.

Las ventas las realiza en el mercado de ventanas. Enfrenta desafios como los recursos economicos para invertir en el negocio.

El sueño es tener dinero para poder compara una casa o construir en uno de los terrenos que le dio el padre. En los tiempos libre le gusta bailar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elena Antonia to buy seeds, fertilizers, and manure, as well as animal feed for raising and fattening chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 25, 2013
Dec 25, 2013
Currency Exchange Loss:
Dec 20, 2014