A loan of $2,475 helped to install a heating system in her flat, since this year’s winter is extremely cold and severe.


Yevgenya's story

Yevgenya is 54 years old. She lives in Vanadzor city in Lori region. Yevgenya has a higher education; she has graduated from Yerevan State University, the faculty of Mathematics. For several years after graduation she has worked at her specialty, but now she works at a boarding school as a mentor. As she says despite that at this moment she is not working at her specialty, she does her work with pleasure, and she gives all her maternal love and care to the children. They really need it, since they stay apart from their families during the whole week, as their parents cannot earn enough money to send them to the usual secondary schools. Yevgenya’s husband was a policeman, but now he is already retired. They have two sons, and both of them are married. Their elder son with his family lives apart from them. So Yevgenya lives with her husband and her son’s family. This year they have a problem which they hope to solve by the help of Kiva’s generous lenders. She asks a loan of AMD 1,000, 000 in order to settle the heating system in their flat (to buy a heating boiler and batteries), since this year’s winter is extremely cold and severe.



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Loan details