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Clavelitos Group
In this Group: Clemente, Gregoria, Julia*, Eugenia, Filiberto, Gladys, Maximo, Sabina, Juan Alvaro, Hilda, Beatriz, Jacinto, Florentino, Jorge
* not pictured
The Clavelitos ("Little Carnations") group is made up of six men and eight women from Oruro, a small mining city in southwestern Bolivia. Most of the group sells food: Julia, Eugenia, Gladys, Sabina, and Hilda sell prepared meals, Clemente and Maximo sell potatoes, Gregoria sells coffee, Filiberto sells meat, and Jorge sells beer. Of the remaining group members, Juan Alvaro sells replacement parts, Beatriz and Florentino sell clothing, and Jacinto sells pants. Most of the group members have 5 years of experience or less in their respective businesses, though four of them have more than 10 (and Beatriz has 25!). Their meetings are held every other Monday at 5pm at Clemente's house.

Most of the group members plan to use their loans to buy more ingredients to prepare food or more merchandise to sell.

Translated and elaborated by Cynthia McMurry, Kiva fellow

el grupo los clavelitos consta de 14 integrantes, la mayor parte de los integrantes del grupo se dedican a la venta de comida, tambien comercio como ser venta de verduras, carne, ropa usada y de abarrotes.las reuniones son cada lunes a las 17:00 en casa de Clemente H. C..

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Clavelitos Group's $2,950 loan helped a member buy ingredients to prepare meals and other merchandise to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 16, 2008
Oct 1, 2008
Currency Exchange Loss:
Mar 16, 2009