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Makara's Group
In this Group: Makara, Chroeun, Kong, Hai
A father in early 20s living in Moung Russey district of Battambang province, Makara is a farmer who grows rice on one hectare. This is his primary source of income. Additionally, he works for others as a secondary source of income. This helps his entire household, especially his young child.

He earns 18,000 KHR per day from his current business, which pays for food and other necessary expenses. This is the first micro loan for Makara with VisionFund (Kiva’s partner). He leads a loan group of four. He seeks 500,000 KHR and other group members seek 1,000,000 KHR each. Makara will spend his entire loan portion to pay the reaping fee. He hopes that he can harvest his crop on time and earn a good income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 160
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 3,982.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Makara's Group's $900 loan helped a member to pay the reaping fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2013
Dec 27, 2013
Currency Exchange Loss:
Dec 20, 2014