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A driver by profession, Mbeugou has been driving his truck since 2000. He is a married father of three, the eldest of whom is 7. Mbeugou works for a private individual who gave him a truck and asks for a weekly payment; on the flip side, he pays him an average salary of 65,000 francs per month. His work consists of transporting fish to rather far areas of the country. With the long distances and since he’s transporting fresh fish, he needs to have a vehicle in good condition. This is why he is seeking a loan to make some vehicle repairs. Mbeugou handles the daily expenses of his family. If the market is good, he can save a little money that has nothing to do with his weekly payment. He hopes to one day own his own vehicle, to work for himself, and to build a house.
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Chauffeur de profession, Mbeugou conduit un camion depuis 2000. Il est marié et père de 3 enfants dont le plus âgé a 7 ans.
Mbeugou travaille pour un particulier qui lui a remis un camion et lui demande un versement hebdomadaire ; en contre partie, il lui paie un salaire moyen de soixante cinq mille francs par mois. Son travaille consiste à transporter du poisson dans des zones un peu éloignées du pays. Comme c’est de longues distances et que c’est du poisson frais qu’il transporte, il est tenu d’avoir un véhicule en état. C’est pourquoi d’ailleurs, il sollicite ce crédit pour faire quelques réparations du véhicule.
Mbeugou s’occupe de la dépense quotidienne de la famille.
Si le marché est bon, il peut mettre un peu d’argent de coté qui n’a rien n’à voir avec son versement hebdomadaire. Seulement a comme ambition, de se chercher un véhicule à titre personnel, de travailler pour soit même et de construire sa maison.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 479.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD