A loan of $1,250 helped to obtain working capital to process more mobile phone credit sales and bill payment transactions on weekends.


Yuni's story

Yuni runs a small stall which sells snacks and mobile phone airtime credits. Yuni lives in Cibubur, a semi-urban area about 1.5 hours from Jakarta. Yuni is married and lives with four persons in their family house.

Yuni began working with Ruma one and a half years ago because she was interested in selling mobile airtime. She feels really excited to expand her business in selling mobile phone airtime credits and serving bill payments. For the last three months she has had around $136 – 137 in sales on average (just mobile phone airtime credit sales). As the business runs, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


Lenders and lending teams




Loan details