Update on YaoviYaovi is a 39-year-old man. He is married to a hairdresser, and has two children, aged one and four years old. Yaovi worked as a reseller of generic drugs, and currently purchases electronics (televisions, radios...) to resell.
Yaovi is requesting his third loan from WAGES so that he can purchase electronics. He wants to reinvest in his business with the aim of ensuring a good education for his family.
Yaovi travaillait comme revendeur de produits génériques et actuellement, il achète les appareils électroniques (télévisions,radio...) pour revendre.
Yaovi a requis son troisième crédit de WAGES afin d’acheter des appareils électroniques. Il veut réinvestir dans l’activité afin d’assurer une bonne éducation à sa famille.
Previous Loan DetailsYaovi is a 38 year old man. He is married to a hairdresser. He has one child. Yaovi has worked as a reseller of generic drugs since 2009. He sells alone at home and stocks up at the Grand Marché in Lomé. Yaovi requested his second loan from WAGES in order to buy generic drugs. He wants to reinv... More from Yaovi's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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