A loan of $2,550 helped to increase his business capital with special gels, beauty supplies and necessary tools for developing his business.


Elcin's story

Elcin is 36 years old, an internationally displaced person (IDP), who lives in the Bilasuvar IDP Settlement with his wife and two children. He is a very well known barber and established his business in 2009, and through practice, he mastered his field. Elcin is his family’s sole breadwinner. He is a farmer too and has raised seasonal fruits and vegetables in his own land.

Elcin is responsible for the living expenses of three members of his family. For this reason, he works hard and puts substantial effort into continuing to improve his business. In April 2012, he opened his current shop and is working hard to develop it. Because his income is low compared to his high expenses, Elcin is unable to save enough cash to improve and develop his business. His monthly profit from this business is 70 AZN. For this reason, he is acquiring a loan of 2,000 AZN from Kiva partner Aqroinvest to increase his business capital with special gels, beauty supplies and necessary tools for developing his business. This is going to be his 5th loan and he has a good client history.



Loan details


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Loan details