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Hai's Group
In this Group: Hai, Them , Hoa, Ty, Dao , Tuoi
Hai was born in 1983. She has two daughters who are learning at primary school and kindergarten. Her husband is a carpenter. Hai is a pharmacist to earn a living. Besides, she grows crop and feeds poultry to raise more income. Her family’s total earnings are about VND 12,000,000 per month. Her challenge in life and work is capital shortage to buy wood. Her pharmacy is not located in busy area. Furthermore, she wants to continue to study to widen her knowledge. Her dream is having the ability to enlarge her pharmacy, expand her husband carpentry workshop and build a new house. She wants to provide the best condition for her children to study and develop. This loan is one of steps helps her reaching to this dream.
She has participated in SEDA's credit program since 2008. In this new loan cycle, she would like to borrow VND 6,048,000 to buy medicine for her pharmacy.
Other members who are part of Hai's group include the following:
• Them was born in 1973. She has 3 children. She would love to borrow VND 10,976,000 to invest in her grocery shop.
• Hoa was born in 1976. She has 2 children. She wants to borrow VND 8,736,000 to buy rice for the purpose of making rice paper.
• Ty was born in 1955. As Ty is a weaver, Ty would love to borrow VND 6,496,000 to buy bamboo.
• Dao was born in 1963. Dao would like to borrow VND 8,736,000 to buy soya beans to invest in her family business which is producing soy sauce.
• Tuoi was born in 1985. She is a carpenter. Tuoi would like to borrow VND 5,152,000 to buy wood.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 83
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,089.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hai's Group's $2,200 loan helped a member to buy medicine for her pharmacy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2013
Jan 17, 2014
Currency Exchange Loss:
Dec 17, 2014