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Reyna Isabel
Reyna Isabel lives in the village of Los Limones, located 5 km from the town of El Sauce. She is 39 years old and a mother of four children. Reyna was raised in the field among the cows and the grain harvests where her parents taught her to work the farm and to earn a living. She is grateful to them because now she has her own home and has cattle whose milk she can sell to earn money to survive. It is a hard job but she is proud of her roots because thanks to the efforts of the farmers, the country lives on the good quality milk, grains and honey they produce and often export.

Reyna, with the goal of increasing her herd of cattle, is asking for a loan to buy three calves to fatten, develop them and later sell them for a profit. She hopes and trusts in God that her loan will be approved by the Kiva lenders so that she can compete her investment, and thanks them for the unconditional support that they give to people of scarce resources.
View original language description ↓
Reyna Isabel habita en el caserío Los Limones ubicado a 5 km del municipio de El Sauce, es una señora de 39 años, madre de cuatro hijos tres de ellos a su cargo.
Doña Reyna fue criada en el campo entre medio de las vacas y cosechas de granos donde sus padres le enseñaron el trabajo de campo y a ganarse la vida donde les agradece porque hoy tiene su propia vivienda y cuenta con ganado el que le permite comercializar la leche y obtener ganancias para sobrevivir.
Es un trabajo muy duro pero se siente muy orgullosa de sus raíces porque gracias al esfuerzo de los campesinos es que un país vive de la producción de leche, granos, miel, los cuales muchas veces son exportados por su buena calidad.
Doña Reyna con el fin de aumentar su hato ganadero está solicitando un crédito para la compra de tres terneros los que piensa engordar, desarrollarlos para su posterior venta con lo que le queda ganancia.
Espera y confía en Dios que su solicitud sea aprobada por los inversionistas de Kiva para llevar a cabo su inversión y agradece por el apoyo incondicional que brindan a las personas de escasos recursos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Reyna Isabel to buy three calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 12, 2013
Dec 23, 2013
Currency Exchange Loss:
Jan 30, 2015