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Sanene Group
In this Group: Sharifa, Linus, Mary, Avelina
Sharifa, who is in her mid-40s, is married and has four, grown-up children. She has been running two businesses, selling clothes and selling broiler chickens (which are for meat, not for eggs). She has been in these businesses for five years. She works from 6:00am to 8:00pm daily and is able to make a good monthly profit.

This will be Sharifa's fourth loan from Tujijenge Tanzania. She used the previous loans to keep increasing her stock of clothes, and to buy chicks to raise for broiler chicken. She has successfully paid back her loans. She used the profits to pay school fees and household expenses. She is doing great with the loans. She will use this new loan to buy clothes to resell and chicken feed for the broilers. She dreams of building her own house.

Sharifa will share this loan with her loan group, Sanene, which has four members. They will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,603.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sanene Group's $2,925 loan helped a member to buy clothes to resell and chicken feed for raising broilers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Dec 22, 2013
Currency Exchange Loss:
Jul 17, 2014