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Victor Antonio
Víctor is 24 years old and in a common law marriage. He lives with his wife and their 3 month old child. He lives in the province Canton Ventanas de los Rios. The state is called San Nicholas which is located in Recinto San Nicholas, in the Ricaurte parish and the Urdaneta canton. People in this state work on farms or in fisheries. Victor has working as a famer for a few years, growing corn and rice. He buys supplies in Ventanas from Agroquimica Carlita and sells them in the market there.

He’s asking for a loan to buy manure and fertilizers for his corn and rice crop. This loan will help him increase income that he uses for family expenses and investment. He dream is to get his family ahead. He likes being a responsible worker.
View original language description ↓
Víctor tiene 24 años de edad, estado civil Unión Libre vive con la esposa y con su hijo de 3 meses, Vive en el Cantón Ventanas provincia de los Ríos.
La ventanilla se llama SAN NICOLAS, se encuentra ubicada en el Recinto San Nicolás, perteneciente a la parroquia Ricaurte cantón Urdaneta, esta ventanilla se dedica a labores agrícolas y pecuarias.
Víctor se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas en Agroquímica Carlita y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de abono y fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es salir adelante con su familia.
Le gusta ser responsable en su trabajo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Victor Antonio to plant corn and rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 28, 2013
Dec 22, 2013
Currency Exchange Loss:
Dec 20, 2014