Najma is a 42-year-old married woman who is living with her husband and 8 children. For about 6 years she has been doing hand embroidery. She makes beautiful patterns for the people of her community. Her designs are highly in demand and she has managed to consolidate a clientele that allows her to contribute to the expenses of her home. To help her to continue her operations, she has requested a loan of PKR. 45,000 to buy reels of threads in different colors and packs of beads, sequins and stones for its embellishment. In this way, she would be able to cater for more customers consistently. She is hopeful for an increase in her income by targeting more customers. Najma dreams for her children's bright future and desires to build her own house as she is living in a rented house with her family. She is very much thankful to Kashf for its tremendous support.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.