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Ainakhan is 43 years old, married, and has four children with her spouse. Her oldest son is working in Russia. The rest of the children are in school. Ainakhan has a vocational high school education - she graduated from the vocational school for light industry in 1989, after which she worked as a technician in a sewing shop. However, once the Soviet Union fell, she stopped working and began to raise animals with her husband, starting 23 years ago with 5,000 som (KGS) worth of livestock. Thanks to her tireless work, she now has a milk cow, a mare, two foals, a heifer, and eighteen sheep. Her monthly income is 13,000 som (KGS). In order to further develop the business, Ainakhan contacted the microfinance bank Bai-Tushum and Partners for a loan to buy steersto feed and then sell at the market for a profit. She plans to invest income from the loan into further expanding her livestock herd, and she also plans to save money for her son's wedding.
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Айнахан 43 года, замужем, вместе с супругом воспитывают 4 детей. Самый старший сын находится на заработках в России. Остальные дети -школьники. У Айнахан - средне-специальное образование, она окончила техникум легкой промышленности в 1989 году, послу получения диплома Айнахан работала технологом в швейном цеху. Но после распада СССР Айнахан перестала работать и начала заниматься животноводством вместе с супругом, стартовав 23 года назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Айнахан, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 кобыла, 2 жеребенка, 1 нетель и 18 овец. Ежемесячный доход составляет 13,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнахан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку бычков для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Айнахан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на проведение свадебного торжества для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,868,550
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,675 helped Ainakhan to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 22, 2013
Currency Exchange Loss:
Jan 18, 2015