A loan of $6,000 helped a member to buy a small generator, which will enable her to work according to her own timeline.

Nadoa's Group's story

Nadoa is a 45-year-old Iraqi woman. She is married and is the mother of 3 children she is raising with her husband. With limited career options due to cultural restrictions and domestic constraints, Nadoa is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has 10 years experience with the small, home-based sewing business and she happy to have been able to build a nice clientele who respects and appreciates her quality work. Nadoa would like to improve the way she is providing services her clients, specifically she would like to improve the way she organizes her work time. With the city power often being cut in her area, she can only work with her sewing machine when electricity is available. As such, her work is often interrupted making it difficult to meet deadlines and deliver best quality services. She would like to eliminate this reliance on the power supply and buy a small generator, which will enable her to work according to her own timeline. To make the purchase she took a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Nadoa , Baneen , Raad

Loan details

Lenders and lending teams

Loan details