A loan of $6,000 helped a member to buy a small generator.


Ikhlas' Group's story

Ikhlas is 29 years old. She is a young Iraqi woman, married, and the mother of one child. With limited career options due to cultural restrictions and domestic constraints, Ikhlas is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Ikhlas has 5 years experience with her small, home-based sewing and tailoring business, and she is happy to be able to both contribute to her family’s needs and to create nice products for her customers. She enjoys making dresses for women and children and would like to improve her services and her work conditions.

She would like to buy a small generator. She is living an area where electricity is scarce and the power supply is often interrupted, and having her own generator will enable her to really manage her own time and plan her work without having to rely on the power supply. The purchase will make her work easier to manage, better planned, and fitted with her responsibilities. To this end, Ikhlas has decided to take a loan from Relief International - Microfinance Iraq to be able to pay for the purchase.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

In this group: Ikhlas , Etaa , Essa



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Loan details