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I Putu
I Putu, working as a farmer, specializes in rice fields. This work is practiced as the area supports, with enough water, throughout the year and over a large area.

Due to weak economic conditions, I Putu has no paddy fields. He serves the rice processing property of others and will be paid after the harvest. Today he got a job to cultivate a paddy area of 3 hectares. It requires a capital of 10,000,000 IDR which will be used to hire tractors, buy seed and fertilizer and pay for labor. With the skills he has, I Putu is always able to deliver maximum results in every harvest and all of his customers are satisfied. With all the planning that he's done, I Putu is optimistic that the results will be obtained in accordance with the target.

I Putu has a dream to open a shop in front of his house.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 11,990.3
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped I Putu to hire tractors, buy seed and fertilizer, and pay for labor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 12, 2013
Dec 22, 2013
Currency Exchange Loss:
Jul 17, 2014