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San Judas Tadeo Group
In this Group: Ricardina Guillermina, Domitila Ciriaca, Esperanza, Eva Floriza, Teodosia*, Carmen Rosa, Carmen Luz, Flor De Los Angeles, Enrique Anibal
* not pictured

Update on San Judas Tadeo Group

The communal bank “San Judas Tadeo” is made up of nine responsible and hard-working members.

One of these is Carmen Rosa, 61, who is separated and has two children who she still has to support. Two years ago she started selling beauty products. This business allows her to build a better life for her children. She will use her latest loan to buy powders, cologne, cream and imitation jewelry. Her dream is to finish building her house, where she plans to have a space dedicated to selling her products.

The “San Judas Tadeo” group is grateful to the people who make this loan possible. Carmen Rosa is at the back of the photo wearing a blue denim jacket.
View original language description ↓
La Alcancía Comunal “San Judas Tadeo” está conformada por 09 socios responsables y trabajadores. Este es el caso de Carmen Rosa de 61 años separada con 02 hijos aún dependientes. Hace 02 años que se dedica a la venta de productos de belleza. Con dicho negocio a podido brindarles una mejor calidad de vida a sus hijos. Su último crédito lo destinará para la compra de talcos, colonias, cremas y bisuterías. El deseo de Carmen Rosa es de terminar de construir su vivienda, pues piensa habilitar un espacio donde pueda exhibir sus productos. El grupo “San Judas Tadeo” agradece a las personas que hicieron posible este crédito. Carmen Rosa está ubicada en la parte última y viste casaca jeans azul.

Previous Loan Details

The group called “San Judas Tadeo” consists of nine enthusiastic and responsible members who are looking to improve each day. Ricardina is 58 years old, married, and has three children who are independent. She has been selling basic necessity products for more than 10 years. This business... More from San Judas Tadeo Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Judas Tadeo Group's $6,575 loan helped a member to buy powders, cologne, creams and imitation jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 21, 2013
Currency Exchange Loss:
Jul 17, 2014