A loan of $2,675 helped a member to purchase vegetable seeds and fertilizers to start her new vegetable business.


Omm Sairam Self Help Group's story

Bijuli is the president and featured borrower of Omm Sairam SHG. She is standing fourth from left in picture. She formed this group so the women of her village in Odisha, a state in eastern India, would be able work together and help each other improve their livelihoods. Through the group they support each other financially and emotionally.

Bijuli lives with her husband, their two small children, and her husband’s parents in the village. Her husband works at the local grocery shop while she tends to the children, as they are too young for school. As they are growing, however, they can take care of themselves a little more, and Bijuli has more time. She would now like to go into business to help contribute to the growing family expenses.

For this reason, she is taking a loan to start growing vegetables, particularly ladies’ fingers or orchra, which is really popular in her town. She is excited for this loan and the opportunity to go into business. She says, “Thank you, Kiva” for giving her this opportunity.

The other women in Bijuli’s group are also engaged in small agricultural businesses or run shops in the village market. They will use their loans to improve their businesses and help provide for their families.

In this group: Sukanti, Bijuli, Basanti, Santilata, Jhunilata, Mamata, Rasmita, Chheta, Ranjita, Jagyaseni, Ahalya



Loan details


Lenders and lending teams




Loan details