A loan of $3,000 helped to open Georgian national bakery.


Gogita's story

Gogita is a 41-year-old married man and lives in Matani, in the Akhmeta district. At home he has his 74-year-old pensioner mother. Gogita's wife lives abroad. They have 2 children, who live in a special education and rehabilitation center for disabled children, who have physical, mental and developmental disabilities. Gogita doesn't have his own job and now the only income for the family is his mother's pension. He couldn’t receive a loan from the local financial institutions, because of their requirements to have business experience or stable revenue, until the Start Up program began which is a joint product of Kiva and Credo. The program allows rural residents like Gogita to get a chance at starting or re-starting business. He requested a loan of 3,000 USD to open a Georgian traditional bakery. This will give him a chance to earn income and become financially independent. With the Start Up program Gogita will be able to earn savings and provide better future.



Loan details


Lenders and lending teams




Loan details