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Amina's Group
In this Group: Amina, Marasi, Justine, Georgette, Lukenge, Mena, Namasambo, Pierre, Uzima, Furaha, Naminane, Djuma, Munyanga, Kangela, Adeline, Nzibiro, Venasie, Scolastique, Chibalonza, Sylvie, Muderwa, Kasongo, Bulambo, Murhunzi, Mutambuko, Mariana
This client, Kangela, is a good and honest merchant with seven years of experience. She is a member of the business association "Uhaki" and is the mother of five children, all students. She sells a variety of shop goods. She is requesting a loan from Hekima to grow her enterprise. She is going to purchase a bag of sugar, a bag of wheat flour, 2 boxes of soaps, 2 bags of iodized salt, and 3 boxes of canned tomatoes. At first, she had received funds from her former husband. Her husband is a nurse at a local hospital. She would like to increase her capital, become a wholesale merchant, educate her children, and ensure their well-being further.

She thanks Hekima for its support of women entrepreneurs who are excluded from the traditional banking system by giving them no-collateral micro-loans, especially during this time of conflict in the country's east.
View original language description ↓
La Cliente Kangela est une brave commerçante d’une expérience 7 ans et membre d’une Association d’Affaires « Uhaki » âgée de 43 ans et mère de 5 enfants qui tous, étudient. Elle est vendeuse de divers articlés de boutique. Elle sollicite un prêt auprès de Hekima pour accroitre son entreprise. Elle va acheter 1 sac du sucre, 1 sac de farine de format, 2 cartons de savons, 2 sacs de sel iodé, 3 cartons de tomates en boite. Au début, elle avait reçu de fonds de son ancien mari. Son conjoint, c’est un infirmier dans un centre hospitalier de la place. Elle souhaite accroitre son capital, devenir grossiste, scolariser et assurer les mieux êtres de ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs en leur donnant de microcrédits sans garantie matérielle et qui sont exclues du system bancaire classique, surtout, dans la période de conflits a l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Amina's Group's $5,200 loan helped a member to purchase sugar, wheat flour, soaps, iodized salt, and canned tomatoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 21, 2013
Currency Exchange Loss:
May 17, 2014