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Nyota Group
In this Group: Zelpha, Kakuru, George, Esperance, Kyavu, Marie, Kivalya, Masika, Mamy, Kanduki, Syauswa, Wayomeka, Batasimwa, Kakule, Mbavughavyo, Saniki, Kake, Mwatana, Kalengani, Desange, Sara, Kitsumano, Nyeke, Kagheni, Bitasimwa, Wanzavalere, Muhongola, Ivette, Bigaruka, Kyolo, Fifi, Mbathole, Hakizimana, Furaha, Linda, Nsimire, Godelive
This client, Syauswa, is a merchant and a member of the business association "Nyota". She is an energetic entrepreneur, 38 years old, and a married mother of four children, all students. This client is a vendor of lumber. She stocks her merchandise at a suburban warehouse. She started her business with assistance from her older brother. Later on, she benefited from a loan from the microfinance institution Hekima. She has been in this business for eighteen years.

This new loan is going to be used to purchase 200 boards. Thus, she would like to expand her plans, buy a parcel of land, build a house, and provide education, food, and clothing for her children.

In conclusion, she thanks Hekima very much for promoting autonomy for unbanked women entrepreneurs, especially during this critical time of post-conflict in the country's east.
View original language description ↓
La cliente Syauswa est une commerçante et membre de l’association d’affaires « Nyota », entrepreneur, dynamique, âgée de 38 ans, mariée et mère de 4 enfants qui tous, étudient. La cliente est une vendeuse des planches de constructions. Elle stocke sa marchandise dans un dépôt des périphéries de la ville. Elle commença ses affaires avec l’assistance de son grand frère. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 18 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 200 planches. Ainsi, elle souhaite étendre son projet, acheter une parcelle et construire une maison, scolariser, vêtir, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique poste conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,961,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nyota Group's $7,975 loan helped a member to purchase 200 boards.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 21, 2013
Currency Exchange Loss:
May 17, 2014