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Cosmas is a third-time borrower of UGAFODE Microfinance applying for Ugx 3,000,000. He is a married man with three children that he cares for, with the help of his wife. He runs a small wholesale shop at his home in the outskirts of the city. It is this shop that has helped him be to able to feed and educate his children as well as paying rent for his shop and home. Cosmas’ major challenge is small working capital that is hindering him from making big sales that would generate more profits.

Given the loan, he would like to restock the shop so he can eventually see his sales grow and thus earn more profits and also be able to meet all his customers’ demand.

Cosmas also hopes to buy a piece of land where he will able to put up house for his family now that his children are grown up.


About Uganda

  • $1,800
    Average annual income
  • 126
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,494.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Cosmas to buy stock to sell in wholesale shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 7, 2013
Dec 27, 2013
Currency Exchange Loss:
Aug 17, 2014